Consumers have reported being persistently pursued for debts they do not owe
The Consumer Financial Protection Bureau (CFPB) has released a report detailing over 30,000 complaints received about the debt collection...
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LAW FIRM SERVING GEORGIA, TEXAS, & ALABAMA
LATEST UPDATES
Feb 222 min read
Eliminating public records from credit reports minimally impacts consumers’ credit ratings
The three major nationwide credit reporting agencies—Equifax, Experian, and TransUnion—reached a settlement with over 30 state attorneys...
4
Feb 222 min read
Safeguarding senior citizens against financial exploitation
The Office for Older Americans, endowed by Congress with a wide-reaching mandate, is dedicated to defending the consumer financial...
1
Feb 212 min read
Credit card balances have declined, including for those individuals who faced financial hardships before the pandemic.
Before the COVID-19 pandemic struck, the Consumer Financial Protection Bureau’s Making Ends Meet survey revealed a considerable number of...
1
Feb 212 min read
The patterns of consumer credit as influenced by commercial credit reporting
Today’s newly published research delves into the dynamics and patterns between commercial and consumer credit reporting for small...
1
Feb 202 min read
Strategies for safeguarding children at risk from issues related to credit reporting
Foster youth have shared experiences of identity theft, highlighting the challenges they face as they transition to independent living....
1
Feb 202 min read
The impact of algorithms, artificial intelligence, and impartiality on property assessments
On June 1, 2023, the Consumer Financial Protection Bureau (CFPB) announced a new measure aimed at increasing accountability for automated...
1
Feb 192 min read
Strategies for evading scams by credit repair services
Navigating the process of credit repair after experiencing financial difficulties can be daunting. This vulnerability makes some...
3
Feb 192 min read
Who falls into the category of Credit Invisibles?
In 2015, a study revealed that 26 million Americans, or roughly 10% of adults, are “credit invisible,” meaning they lack any credit...
2
Feb 192 min read
Seven strategies to manage and control medical debt
Since September 2013, debt collection has emerged as the primary concern among the complaints we’ve received. Notably, medical debt...
6
Feb 182 min read
Credit freezes are now available for free
Starting September 21, 2018, a new federal law has made credit freezes and year-long fraud alerts available for free. Here’s what you...
2
Feb 182 min read
Denied for a bank account? Here’s what you should know
It was recently found that JPMorgan Chase Bank, N.A. (Chase) breached the Fair Credit Reporting Act (FCRA) by improperly providing...
3
Feb 182 min read
Four strategies for refreshing your financial situation
Kickstart your financial spring cleaning with these essential steps: Obtain a Free Credit Report: Annually, you’re entitled to a...
3
Feb 142 min read
Three frequent credit problems and solutions for addressing them
Your credit history plays a crucial role in your ability to secure loans, and it can even influence your housing and employment...
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Feb 142 min read
Enhanced safeguards against identity theft and fraud
As a financial caregiver, one of your crucial duties is to shield your loved one from financial frauds and scams. From September 21,...
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Feb 141 min read
Assistance for natural disasters is documented on only a small portion of credit records for consumers who may be impacted.
The Bureau of Consumer Financial Protection recently published its latest quarterly report on consumer credit trends, this time with a...
4
Feb 132 min read
Frequent mistakes encountered on credit reports and strategies for correcting them
A study by the Federal Trade Commission reveals that one in every five individuals has at least one error on their credit reports. Such...
1
Feb 132 min read
Several myths surrounding credit scores can hinder your efforts to enhance your credit rating.
Improving your credit can seem daunting, especially with the plethora of misinformation circulating. Your credit score is pivotal,...
4
Feb 132 min read
Credit Mistakes
Maintaining your credit requires diligence, but it’s crucial for your financial health. Your credit history significantly influences...
6
Feb 132 min read
Inadequate small business credit reports may impede loan access.
The COVID-19 pandemic has inflicted significant damage on numerous American small businesses, forcing them to navigate the economic...
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