LAW FIRM SERVING GEORGIA, TEXAS, & ALABAMA

As financial services and companies increasingly request access to your data, it’s important to understand how data sharing works, what...

The major credit reporting agencies, known as the Big Three—Experian, Equifax, and TransUnion—play a significant role in the financial...

“This system is unjust…” “This is predatory and life-altering, preventing me from purchasing a home.” “The credit reporting system is...

On November 12, 2020, the Consumer Financial Protection Bureau unveiled its most recent quarterly report on consumer credit trends, which...

On May 6, 2019, we unveiled an Identity Theft Protection Guide, offering practical steps to safeguard your personal information. This...

On September 17, 2019, the Consumer Financial Protection Bureau (CFPB) unveiled an Innovation Insight report detailing a groundbreaking...

Congress enacted the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) in response to the COVID-19 pandemic’s impact, aiming...

Credit reports play a crucial role in various aspects of individuals’ lives, as they are used by lenders, insurers, employers, landlords,...

Medical billing and collections can be overwhelming, especially when you’re already dealing with a health crisis. If you’re facing this...

For certain consumers, leveraging non-traditional information sources, or “alternative data,” for credit assessment could pave the way to...

In December 2021, the Consumer Financial Protection Bureau (CFPB) initiated a market monitoring inquiry into the Buy Now, Pay Later...

Last year, it was reported that Americans paid over $120 billion annually in interest and fees on credit cards. Since then, average...

A recent report by the Consumer Financial Protection Bureau (CFPB) reveals a notable decrease of 37 percent in medical collections...

A recent report from the CFPB sheds light on the practice of credit card companies reducing consumers’ available credit limits, known as...

Nearly one in five households in the United States has reported experiencing some form of overdue medical debt. Patients and their...

The Consumer Financial Protection Bureau (CFPB) and attorneys general from seven states have initiated legal action against Strategic...

Recently, the Consumer Financial Protection Bureau (CFPB) in collaboration with the New York Attorney General announced the filing of...

Demystifying the Definition of a ‘Debt Collector’ Under the FDCPA Navigating the world of debt collection can be daunting, especially...

Introduction In January 2024, United States District Judge Ronnie L. White ruled on a motion in the case of “Consumer” vs. Diversified...

Receivables Performance Management LLC, a debt collector, has reported a data breach to the Attorney General of Maine. According to JD...