Sharing financial data
As financial services and companies increasingly request access to your data, it’s important to understand how data sharing works, what...
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LAW FIRM SERVING GEORGIA, TEXAS, & ALABAMA
LATEST UPDATES
Feb 122 min read
The report highlights how the three major credit reporting companies are evading consumer concerns.
The major credit reporting agencies, known as the Big Three—Experian, Equifax, and TransUnion—play a significant role in the financial...
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Feb 122 min read
Demand accountability from credit reporting agencies for inaccurate reports and poor service
“This system is unjust…” “This is predatory and life-altering, preventing me from purchasing a home.” “The credit reporting system is...
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Feb 122 min read
Quarterly Consumer Credit Trends Report by Consumer Financial Protection Bureau
On November 12, 2020, the Consumer Financial Protection Bureau unveiled its most recent quarterly report on consumer credit trends, which...
3
Feb 122 min read
Five Strategies to Prevent Identity Theft
On May 6, 2019, we unveiled an Identity Theft Protection Guide, offering practical steps to safeguard your personal information. This...
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Feb 122 min read
The latest study examines how financial health is connected to the details in and interactions with credit reports.
On September 17, 2019, the Consumer Financial Protection Bureau (CFPB) unveiled an Innovation Insight report detailing a groundbreaking...
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Feb 121 min read
Reporting of consumer information has been significantly impacted by the CARES Act.
Congress enacted the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) in response to the COVID-19 pandemic’s impact, aiming...
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Feb 122 min read
Legislation mandates that companies must remove disputed, unverified information from consumer reports.
Credit reports play a crucial role in various aspects of individuals’ lives, as they are used by lenders, insurers, employers, landlords,...
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Feb 122 min read
Understand your rights and protections concerning medical bills and collections to navigate this complex area effectively.
Medical billing and collections can be overwhelming, especially when you’re already dealing with a health crisis. If you’re facing this...
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Feb 122 min read
A briefing on the enhancement of credit availability and the introduction of the Consumer Financial Protection Bureau’s (CFPB) inaugural No-Action Letter.
For certain consumers, leveraging non-traditional information sources, or “alternative data,” for credit assessment could pave the way to...
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Feb 72 min read
Buy Now, Pay Later (BNPL) services have gained popularity
In December 2021, the Consumer Financial Protection Bureau (CFPB) initiated a market monitoring inquiry into the Buy Now, Pay Later...
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Feb 73 min read
The major credit card companies are suppressing actual payment data on credit reports
Last year, it was reported that Americans paid over $120 billion annually in interest and fees on credit cards. Since then, average...
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Feb 72 min read
Debt collectors are reassessing their approach to furnishing medical debt data due to concerns regarding data integrity.
A recent report by the Consumer Financial Protection Bureau (CFPB) reveals a notable decrease of 37 percent in medical collections...
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Feb 71 min read
A recent report delves into the effects of credit card line reductions on consumers.
A recent report from the CFPB sheds light on the practice of credit card companies reducing consumers’ available credit limits, known as...
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Feb 72 min read
If you have medical debt, any amount already paid or under $500 should no longer be listed on your credit report.
Nearly one in five households in the United States has reported experiencing some form of overdue medical debt. Patients and their...
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Jan 312 min read
Another “Debt Relief” Scam
The Consumer Financial Protection Bureau (CFPB) and attorneys general from seven states have initiated legal action against Strategic...
3
Jan 312 min read
Debt Collectors From Buffalo
Recently, the Consumer Financial Protection Bureau (CFPB) in collaboration with the New York Attorney General announced the filing of...
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Jan 282 min read
Who is a Debt Collector
Demystifying the Definition of a ‘Debt Collector’ Under the FDCPA Navigating the world of debt collection can be daunting, especially...
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Jan 283 min read
Consumer vs Diversified Recovery Bureau LLC Analysis
Introduction In January 2024, United States District Judge Ronnie L. White ruled on a motion in the case of “Consumer” vs. Diversified...
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Dec 2, 20221 min read
Receivables Performance Management (RPM) Data Breach
Receivables Performance Management LLC, a debt collector, has reported a data breach to the Attorney General of Maine. According to JD...
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